Frequently Asked Questions

Event Liability Insurance and Non-Profit Community Group Insurance

Are all of the specified coverages under the Event Liability Insurance Program and the Non-Profit Community Group Insurance Program offered online?

Yes, all coverages are available for online application.

How do I receive a quote?

To receive a quote, click “Get a Quote” and complete/submit the online application. 

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Is insurance coverage available outside of Canada?

No. Both the Event Liability Insurance Program and the Non-Profit Community Group Insurance Program only offer coverage inside Canada.

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What will I receive when my application is processed?

Our system will display a summary of your application. If the application is accurate, your quote will be available for review and will also be printable at this point. Once you have accepted the quote, you will be provided with a choice of ways to pay including our credit card payment option.

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How do I pay?

For direct customers, payment is accepted by cheque or credit card. 

If you are an approved “Sub-broker,” your client would make payment arrangements directly with you. As a Sub-broker, you would login to the Event Liability Insurance/Non-Profit Community Insurance portal and apply for insurance on behalf of your client. Once a policy is accepted and bound for your client, the online portal will automatically bill your brokerage. Please pay this invoice through your preferred method of Electronic Funds Transfer (EFT) or cheque. Payment instructions will come with your invoice.

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How do I receive my policy documents?

If you pay online with a credit card, a link with be made available on the portal for you to download your policy documents. A further email will be sent that includes your policy documents via email. If requested, we can send a copy to an “Additional Insured” on your behalf at no additional cost. We will require an email address for the Additional Insured to provide this service. Policy documents can be mailed to you upon request.

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Is there a minimum premium?

Minimum premiums are in some cases as low as $25 (plus a $50 policy administration fee).

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When do I need special event liability insurance?

If you are organizing events, and/or activities, that are outside of the standard activities you have been insured for with your commercial insurers or your personal insurance coverage, you will most likely need additional special event coverage. One example would be if you are involved in a not-for-profit organization that raises awareness for autism within your community and once a year your group organizes a “Fun Fair for Autism Day” which includes rides, games, pony rides, etc. For this one-day event, you will require further special event coverage since this is typically a higher risk than your day-to-day administration of “Awareness for Autism.”

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Who are the insurers?

The Event Liability Insurance Program is underwritten by Certain Syndicates at Lloyd’s of London.

The Non-Profit Community Group Insurance Program is underwritten by:

  • Certain Syndicates at Lloyd’s of London – General Liability and Directors and Officers Liability.
  • AIG Insurance Company of Canada – Voluntary Accident.
  • Intact Insurance Company – Property and Crime.

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I’m an insurance broker and I think Event Liability Insurance and Non-Profit Community Group Insurance are products I would like to sell. How do I join your approved Sub-broker network?

Please contact Marsh Canada at 1 888 755 5247 | Email: events.service@marsh.com or nfp.service@marsh.com

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Who is Marsh Canada Limited?

Marsh Canada Limited (Marsh Canada) is the Canadian operating company of Marsh — the world’s leading insurance broker and risk advisor. Marsh Canada is the administrator of the Event Liability Insurance Program, the Non-Profit Community Group Insurance Program, and many other commercial and personal insurance coverage programs.

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