Why do you need event insurance?
Anytime you get people together for an event, you are exposed to risk. Whether it is someone falling and becoming injured, a guest developing food poisoning from your catered offerings, or property damage to a hosting venue, the risks are real. Successful event organizers recognize that event insurance is a necessary part of the planning process and don't take risks when it comes to the possibility of large payouts commonly associated with liability lawsuits. Specific event insurance coverage and risk management can help avoid the negative outcomes that result from some events.
Uneventful events should be goal of every organizer when it comes to claims incidents, but always ensure you're protected if one does happen.
Why should I insure an event?
In general, events should be covered under the Event Liability Insurance Program because:
- They are attended by third parties such as guests, participants, spectators, property owners, or others.
- Alcohol is being served.
- The event venue/facility requires the purchase of liability insurance for events.
- You are responsible for the overall control of the event or activity.
Is event liability insurance available for my event type?
Most likely yes. Marsh Canada Limited (Marsh Canada) can broker event liability insurance for a wide variety of types including most that fall into the following coverage categories:
An extensive list of specific event insurance types is available to choose from when you apply.
Why buy liability insurance for events through Marsh Canada?
The good news is buying liability insurance for events can be easy. Marsh Canada is pleased to help with this by providing a convenient online solution for your event insurance needs. Just click through, answer the required rating questions, choose your coverage, and pay for your event insurance online. It’s that simple.
Marsh Canada helped 490 customers manage and protect community and family events in 2019. These customers benefited from:
- Competitive rates.
- Liability limits of up to $10,000,000.
- An easy online application process allowing for event insurance policies to be generated, accepted, and paid for online by credit card.
- The ability to insure a variety of event types, big and small.
- Broad acceptance criteria.
- An experienced service team to provide advice regarding risk management and access to suitable event insurance coverage.
- Availability of event insurance in Ontario, BC, Alberta, and all other provinces across Canada.